Personal Checking

Open an account with County Bank and experience our exceptional service for yourself.

Personal Checking Plans
	Plastic Checking	Just Checking	Lifestyle Checking	Student Checking	Active 50 Checking*	Active 50+ Checking*	Military Checking
Recommended If	You typically write five or fewer checks per month	You typically write six or more checks per month	You write several checks each month & want a variety of other banking services	You are a student who typically writes few checks	You are 50 or older & want a variety of other banking services	You are 50 or older & want a variety of other banking services & extra benefits	You are in the military & use direct deposit
Checking Account Includes
Unlimited Check Writing		X	X		X	X	X
Limited Check Writing - 5 per month ($0.75 per check thereafter)	X			X
Free first box of County Bank checks (Active 50 and Active 50+ free checks for life account)			X		X	X	X
Free Cashier's Checks - 3 per month			X		X	X
Free Investment Consultation Referral			X		X	X
$10 Saftey Deposit Box discount					X	X
Free Direct Deposits	X	X	X	X	X	X	REQUIRED

ATM/Debit Card
Free access to over 32,000 AllPoint ATM's	X	X	X	X	X	X	X

NetTeller_SM - Free Online Banking
View statements and check images	X	X	X	X	X	X	X
Search or download transactions	X	X	X	X	X	X	X
Free BillPay_SM	X	X	X	X	X	X	X

TeleBank_SM - Free 24-Hour Telephone Banking	X	X	X	X	X	X	X

Minimum Opening Deposit	$100	$100	$100	$100	$100	$100	$100

Monthly Service Charge	See excess check fees above	$12	$10***	See excess check fees above	None	$4.95	None

Interest	Compounded monthly with a minimum daily balance of $1,500	Compounded monthly with a minimum daily balance of $1,500	Compounded monthly with a minimum daily balance of $2,500	Compounded monthly with a minimum daily balance of $1,500	Compounded monthly with a minimum daily balance of $1,000	Compounded monthly	Compounded monthly with a minimum daily balance of $2,500

Additional Services
Insurance, coupons, and much more					X	X

Free drive-up banking w/ extended hours Free unlimited in-branch deposits	Ask a County Bank Team Member about the additional features the Active 50 and Active 50+ plan offers. Additional service fees may apply: e.g., stop payment fees, bill payment copies, returned items. **Waived with minimum daily balance of $2,500 or a minimum average daily balance of $5,000 within a statement cycle.
County Bank

ATM/Debit Card

Free access to over 32,000 ATMs in the nationwide Allpoint Network and the purchasing power of MasterCard^®

TeleBank_SM (24-Hour Telephone Banking)

Enjoy the freedom of accessing your account information anytime by dialing TeleBank_SM. Obtain account balances and transaction history, transfer funds between accounts or receive current rate information by telephone 24/7.

NetTeller_SM (Online Banking)

Banking however you want it, whenever you want it. Through your Internet browser, you can bank from your own home computer with NetTeller_SM and BillPay_SM. See our convenience banking brochure for more details.

County Cash Reserve (Overdraft Protection)

Avoid costly overdraft charges, protect your checking account and protect your credit rating with a County Cash Reserve overdraft protection plan. When you tie the County Cash Reserve to your checking account, available funds up to your approved credit limit will be automatically transferred to your checking account when needed. Limits range from $500 to $10,000 based on credit approval. Contact a Team Member for current interest rate information.

Signature Series Line of Credit (Line of Credit Loan)

Access your line of credit by simply writing a check for whatever you need. No waiting. No forms or formalities once your pre-set limit is determined and activated. Limit based on credit approval. Contact a Team Member for current interest rate information. County Bank is a full-service bank offering a complete line of financial products and services to meet every personal and business need. Please visit a County Bank branch to learn more about what convenient products and services are right for you. For more details or to open an account, visit any of our branches conveniently located throughout California.