Personal Savings Plans
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Traditional Savings |
Higher Yield Savings Plan |
Savings Clubs |
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Savings |
Junior Savers |
Certificates of Deposit |
Money Market Account |
Treasury Account |
Spring Break Club |
Get-Away Club |
Back-To-School Club |
Holiday Club |
| Recommended If |
You do not need immediate access to funds |
You are 18 years of age or younger |
You do not plan to withdraw your deposit before term |
You make few withdraws per month and want the convenience of checks |
You make few withdraws |
You want to save for Spring Break |
You are saving for a vacation |
You want to save for school expenses |
You are saving for Christmas shopping |
| Includes |
Up to 6 withdrawls per quarter |
Up to 6 withdrawls per quarter |
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6 transactions per month (3 by check) |
Transfers limited to 6 per month - 2 free withdrawals per month |
Disbursement on March 1 (or next business day) of each year |
Disbursement on June 1 (or next business day) of each year |
Disbursement on August 1 (or next business day) of each year |
Disbursement on November 1 (or next business day) of each year |
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| PlasticMoneySM Card - Free ATM access |
X |
X |
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X |
X |
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| NetTellerSM - Free Online Banking |
X |
X |
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X |
X |
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| TeleBankSM - Free 24-Hour Telephone Banking |
X |
X |
X |
X |
X |
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| Minimum Opening Deposit |
$100 |
$25 |
$1,000 |
$2,500 |
$10,000 |
$20 |
$20 |
$20 |
$20 |
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| Service Charge |
$6 per quarter if minimum balance falls below $300 - $2 per additional withdrawal |
None - $0.25 per additional withdrawal |
Penalty may be applied for withdrawals before maturity* |
$5 monthly fee if minimum balance falls below $2,500 - $15 per additional withdrawal |
$5 monthly fee if minimum balance falls below $2,500 - $10 per additional withdrawal |
Loss of accrual interest if closed prior to disbursement date |
Loss of accrual interest if closed prior to disbursement date |
Loss of accrual interest if closed prior to disbursement date |
Loss of accrual interest if closed prior to disbursement date |
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| Interest |
Paid quarterly |
Paid quarterly |
Paid monthly or at maturity |
Paid monthly - with a minimum daily balance of $2,500 (below the minimum balance, lower interest rate applied) |
Paid monthly - Treasury account interest paid with balance over $10,000; $10,000 and below earn MMA rates |
Paid upon disbursement |
Paid upon disbursement |
Paid upon disbursement |
Paid upon disbursement |
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| Other |
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Additional deposits are limited to a minimum of $1,000 per deposit |
No over-the-counter transactions allowed. Funding must occur from County Bank checking account in weekly, bi-weekly, or monthly automated transfers |
No over-the-counter transactions allowed. Funding must occur from County Bank checking account in weekly, bi-weekly, or monthly automated transfers |
No over-the-counter transactions allowed. Funding must occur from County Bank checking account in weekly, bi-weekly, or monthly automated transfers |
No over-the-counter transactions allowed. Funding must occur from County Bank checking account in weekly, bi-weekly, or monthly automated transfers |
| County Bank |
